Health Insurance

Comprehensive health insurance for peace of mind and financial protection

Niva Bupa ReAssure 2.0

Niva Bupa ReAssure 2.0

A comprehensive health plan with high coverage and a recharge benefit that restores your sum insured for future claims.

Care Supreme

Care Supreme

A premium health insurance plan offering extensive coverage, no-claim benefits, and flexibility to enhance protection.

HDFC ERGO Optima Secure

HDFC ERGO Optima Secure

A feature-rich health plan that provides multiple layers of coverage from day one, ensuring strong financial security.

Star Comprehensive

Star Comprehensive

An all-round health insurance plan covering hospitalization, day-care treatments, and wellness benefits for the entire family.

Term Insurance

Affordable term insurance to secure your family's financial future

ICICI Pru iProtect Smart Plus

ICICI Pru iProtect Smart Plus

A flexible term plan offering high life cover with options for critical illness, disability benefits, and premium payment choices.

HDFC Life Click to Protect Supreme

HDFC Life Click to Protect Supreme

A comprehensive term plan with customizable coverage, return of premium option, and enhanced protection through riders.

Bajaj Allianz eTouch Life

Bajaj Allianz eTouch Life

An affordable online term plan providing pure life cover with optional riders for extra financial security.

Tata AIA Sampoorna Raksha Promise

Tata AIA Sampoorna Raksha Promise

A robust term plan that ensures complete family protection with multiple payout options and optional return of premium.

What is National Pension System (NPS)?

NPS is a government-sponsored pension scheme launched in 2004 to provide retirement income to Indian citizens. It offers market-linked returns with tax benefits under Section 80C and 80CCD(1B).

Market-Linked Returns

Invest in equity, corporate bonds, and government securities for potentially higher returns compared to traditional savings.

Tax Benefits

Get deductions up to ₹1.5 lakh under Section 80C and additional ₹50,000 under 80CCD(1B) for contributions.

Flexible Contributions

Minimum annual contribution of ₹500, with no upper limit. Suitable for salaried individuals and self-employed.

How NPS Works

NPS operates through three tiers: Tier 1 for retirement savings, Tier 2 for additional investments. Contributions are invested in various asset classes based on your risk profile.

  • Choose from Active Choice or Auto Choice investment options
  • Minimum investment period of 3 years, with partial withdrawals allowed after 3 years
  • At retirement, 60% of corpus can be withdrawn as lump sum, remaining 40% must be used to purchase annuity
  • Nomination facility available for account holders

Interesting NPS Facts

Over 4 Crore Subscribers

As of 2023, NPS has more than 4 crore subscribers, making it one of India's largest retirement schemes.

Atal Pension Yojana Integration

NPS is integrated with Atal Pension Yojana for unorganized sector workers, providing guaranteed pension benefits.

Corporate NPS

Employers can contribute to employees' NPS accounts, with additional tax benefits under Section 80CCD(2).

International Benchmarks

NPS fund managers are benchmarked against global indices like MSCI World Index for equity investments.

NPS Calculator

Plan your retirement with the National Pension System. Estimate your corpus and monthly pension.

Retirement Planning Parameters

₹10,000
₹500₹10L
25 yrs
1860
60 yrs
2675
10%
1%15%
40%
40%100%
6%
1%15%

Retirement Projections

Expected Corpus

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Monthly Pension

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Lump Sum Withdrawal

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Wealth Gained

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Corpus Growth over the Years